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Personal finance

Online Investing…in Rock and Roll?

…And we’re not just talking vinyl. Older musicians, songwriters, producers and their families are selling off royalties to fund retirements – and investors are snapping up the rights hoping for a stream of regular income. With streaming services giving the once-ailing music business a major boost, buying and selling royalties has suddenly become big business…and…

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New phone scam targets seniors

Post-holiday bills bring extra financial pressures on everyone…even crooks. There’s a new hybrid scam called “spearfishing” that targets seniors with robo-calls or in-person phone scammers claiming to be from doctors, hospitals, insurers, Social Security, or banks. The FTC issued this advisory. “I’m calling from [pick any bank]. Someone’s been using your debit card ending in…

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Veterans, are you missing out?

Every year, millions of senior veterans miss out on a benefit that could help them pay for much needed care. It’s called Aid & Attendance (A&A), and for qualifying veterans and their families, it can go a long way toward paying for the cost of an assisted living community or nursing home, or even pay…

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Model home made of money

Tech can turn an extra room into extra $$

When Irene Carr-Zalusky and her husband Paul moved to San Diego 15 years ago, they found a property with a cottage in the backyard that made a perfect “mother-in-law” suite for her aging parents. But her parents eventually moved to Washington State to live with another sister.  When Irene retired in 2017, it occurred to…

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Free Credit Freezes

As of late September, you can get free credit freezes and year-long fraud alerts, thanks to a new federal law. Here’s what you should know: Free credit freezes Security freezes, also known as credit freezes, restrict access to your credit file, making it harder for identity thieves to open new accounts in your name. Starting…

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password screen

Advance planning for your online life

Today’s seniors are more digitally connected than ever, with some estimating that as many as 34 % of Americans (65 and above) use social networking sites. From ordering food online to digitally transferring money, these apps have our personal and financial data stored online. It’s vital to take measures to secure personal data to ensure…

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