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Monday, September 3, 2018

Three views on financial planning

…little known tip for retirees: “Consider including an uncapped fixed index annuity (FIA) contract as a bond substitute for a portion of your portfolio.” “Sold by insurance companies, uncapped FIAs…

Wednesday, November 1, 2023

Health: When Your Doctor Retires

…your doctor may refer you to a partner or other colleague. Your insurance provide may also provide you with a list of other doctors in the network, says Caitlin Donovan,…

Monday, July 11, 2022

Pets and Passwords: What People Forget in their Wills

…Netflix, the property insurance, the car insurance whatever,” he says. “Because upon your demise, these companies don’t know you’re dead. So, what are they going to do? They’re going to…

Wednesday, August 19, 2015

Aging Out of Place in Medellin

…for cosmetic surgery, but the hospitals are now as good as most in the states. Because I’m married to a Colombian I’m eligible for EPS, their socialized government insurance. I…

Thursday, September 9, 2021

New Covid Scams Alert

…care provider’s office, pharmacy, health insurance company or Medicare, will call, text, or email you asking for your Social Security, credit card, bank account number, financial details or insurance information…

Monday, May 8, 2023

Money: Is a Reverse Mortgage Right for You?

…loan origination fees, closing costs and annual mortgage insurance premiums. And like traditional mortgages, reverse mortgages offer the option of either fixed or variable rates. “If you take $100,000 balance…

Monday, April 6, 2015

Aging Out of Place in Seville, Spain

…them so everyone can nibble lots of different things. What do you do for health care? Medicare does not cover you outside the United States. We have local medical insurance

Monday, January 16, 2017

Aging Out of Place in Florence, Italy

…or go to a private insurance company. It’s $1,000 to $2,000 a year for health insurance, but it’s not a problem to pay out of pocket. A doctor visit is…

Wednesday, May 31, 2017

Aging Out of Place in Boquete, Panama

…But there is a national insurance plan that covers everyone, including permanent residents, for treatment at public hospitals and clinics. There are also private Panamanian insurance plans from $400 that…

Monday, August 10, 2020

Is an Annuity Right for You?

…savings. Basically, you buy a contract with an insurance company, for, say, $100,000. The insurance company, in turn, agrees to pay you a certain interest rate, and, after a certain…

Wednesday, July 1, 2020

Five Things You Didn’t Know about Social Security

…Social Security Administration (SSA), because in 1965 SSA became responsible for administering Medicare, the “new” health insurance program. Fact Two: As of 1972, SSA became responsible for Supplemental Security Income…

Saturday, June 3, 2017

Programs for Older Americans Are on the Chopping Block

President Trump’s budget puts programs for vulnerable Americans on the chopping block. Along with food stamps, Medicaid, Supplemental Security Income (SSI) and CHIP (the Children’s Health Insurance Plan), Trump proposes…

Thursday, July 21, 2022

How To Be Your Own Healthcare Advocate

…certified patient advocate and co-director of The Alliance of Professional Health Advocates (link is here). “That requires you to read your health insurance documents and ask a ton of questions…

Friday, November 28, 2014

Aging Out of Place in Barranco, Peru

…and we have two English sheepdogs. What do you do about health care? I gave up Medicare and I buy insurance privately in Peru. For about $200 a month, I…

Wednesday, November 24, 2021

Ify Nwabukwu: From Pain to Purpose

…burden of cancer in African immigrant women? “My mother came to visit me and she was diagnosed with cancer while visiting. She didn’t have insurance and neither did I. My…