Avoid Post-Disaster Scams

On the anniversary of September 11, it’s wise to remember everyone we lost….and to stay alert to scamsters who try to profit off such tragedies. Here’s some advice from the Federal Trade Commission. Read the original article here.

Whether you’re getting ready to deal with the aftermath of Gulf Coast storms, Laura and Marco, dealing with the ravages of wildfires out West, reeling from the derecho that struck the Midwest, or facing another natural disaster, handling the aftermath is never easy. But when scammers target people just trying to recover, it can be even worse.

Here are some tips to help you avoid common post-disaster scams.

• Be skeptical of anyone promising immediate clean-up and debris removal. Some may quote outrageous prices, demand payment up-front, or lack the skills needed.
• Check them out. Before you pay, ask for IDs, licenses, and proof of insurance. Don’t believe any promises that aren’t in writing.
• Never pay by wire transfer, gift card, or in cash. And never make the final payment until the work is done and you’re satisfied.
• Guard your personal information. Only scammers will say they’re an official and then demand money or your credit card, bank account, or Social Security number.
• Know that FEMA doesn’t charge application fees. If someone wants money to help you qualify for FEMA funds, that’s probably a scam.
• Be wise to rental listing scams. Steer clear of people who tell you to wire money or ask for security deposits or rent before you’ve met or signed a lease.
• Spot disaster-related charity scams. Scammers will often try to make a quick profit from the misfortune of others. Check out the FTC’s advice on donating wisely and avoiding charity scams.

Colleen Tressler is a Consumer Education Specialist at the Federal Trade Commission.

Your use of any financial advice is at your sole discretion and risk. Seniorplanet.org and Older Adults Technology Services makes no claim or promise of any result or success.

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